Budapest X. kerület, Harmat utca For sale panel apartment

For sale: a 53 sqm, two-separate-room panel flat in the 10th district of Budapest, on Harmat utca, on the edge of the Ujhegy housing estate and Ohegy.

The flat is on the raised ground floor, which is a practical advantage here: no stairs to climb, shopping and a pram are not a daily struggle, and the building has a lift, so there is no carrying down to the storage room either. The windows look onto trees; the building sits in a green, landscaped setting.

Condition, honestly:
- The rooms have been freshly painted and are ready to use.
- The kitchen and the bathroom are in original condition and need renovation.
- The floor coverings and the windows are original as well.
- The flat is clean and tidy, with no water damage, no mould and no demolition work started.

The price reflects exactly this. If you want to shape the kitchen and the bathroom to your own taste before moving in, here you are not paying for someone else's choices, and you stay within the value of the property even after the renovation. The renderings in this listing show what the flat could become: they are plans, not the current state.

Key facts:
- Floor area: 53 sqm
- Rooms: 2 separate rooms
- Floor: raised ground floor, 10-storey building with a lift
- Heating: district heating
- Balcony: none
- Common charges: HUF 24,309 per month
- Energy rating: G, the building is not insulated

Location:
The Ujhegy estate has everything within walking distance: nursery, school, doctor's surgery, swimming pool, market and shops. The city centre is reachable from the Kobanya-Kispest terminus of metro line 3 and by the local buses.

Home Start (state-subsidised loan):
Given its size and price level, the flat qualifies for the subsidised 3 percent home loan, well below the programme's price-per-square-metre cap. That keeps first-time buyers in the buyer pool, not only cash buyers.

Who it suits:
A first-time buyer starting with a subsidised loan who is ready to renovate the kitchen and the bathroom. An investor who would let it or resell it after the renovation. And anyone for whom the raised ground floor is an advantage rather than a compromise.

Viewings by appointment, weekends included.