Budapest VI. kerület, Zichy Jenő utca For sale business-premises with street entrance

A prime Budapest commercial space that pays you from day one — and can be financed at 3%

Zichy Jenő utca, District VI — 91 m², street-front, fully renovated, already rented.

One minute from Teréz körút. Three minutes on foot from Nyugati station, Oktogon and the 4/6 tram. This is the kind of address businesses spend years trying to get into — and it comes with a tenant already paying rent.

Why this is a rare deal, in four lines:

Top commercial location with heavy daily foot traffic
Completely renovated in 2025 — ready to use, nothing to fix
Income from day one under the existing lease (1 year remaining), with a built-in yield uplift to 7.5–8% when it expires
Financing below market rates — this property qualifies for a KAVOSZ loan: 10% own capital, 10-year term, around 3% per year

Two very different people should read this. Find yourself below.

FOR INVESTORS: a 7.5–8% yield, financed at 3%

An average commercial property in this area yields 5.4–6.4%. A fully renovated, street-front unit like this one, rented at market level, sits above that — at 7.5–8%. On top of that, property values in this district have grown by 11–13% a year in HUF terms over the last 10 years — 8–9.8% a year even in EUR terms. Steady monthly income plus double-digit appreciation — from one asset, at one of the best addresses in the city.

Now the part most buyers will miss.

Today the property yields around 6% — within the normal range for the area, but below what this specific unit should earn. Why? Because right next door, a large new residential building has been under construction, and that noise and disruption was priced into the current lease. We have similar renovated street-front properties in our own portfolio yielding higher — we can show you the numbers.

That construction is finishing. The current contract ends in 1 year, exactly when the new building is complete. At that point:

The construction is gone for good, and the rent can be reset to market level — a yield of 7.5–8%, above the area average
The neighbouring block goes from construction site to a brand-new building — the street in front of your property looks completely different
The municipality is finalising the street renovation plan (pedestrian-friendly redesign), and the building's own facade renovation is already approved

You're buying at a price that reflects today's temporary discount — and collecting a yield that reflects tomorrow's reality.

Multiply it with leverage. This property qualifies for financing with only 10% own capital, over 10 years at about 3% per year. When the asset yields 7.5–8% and the money costs 3%, every borrowed forint works for you. Your return on the capital you actually put in can end up several times the headline yield.

Rent from day one. Yield uplift in 12 months. A 10-year track record of double-digit appreciation. Cheap money to amplify all three. That's the whole idea

FOR BUSINESS OWNERS IN THE AREA: stop paying 3–4 million HUF a year to someone else

You operate around here. You already know what this street is, what the traffic is, where the area is heading. And you already know what you pay in rent every year: 3–4 million HUF that leaves your account and never comes back.

Here's how to make that the last year you ever do it.

Step 1 — Buy with 10% down. Through the special loan this property qualifies for, you need only 10% of the price as own capital. The remaining 90% is financed over 10 years at around 3%.

Step 2 — Year one, the tenant pays your mortgage. The existing lease runs for another year. The rent coming in covers the loan payments. You own the space, you pay nothing out of pocket, and you have twelve months to plan your move.

Step 3 — Move in. Pay yourself instead of your landlord. When the lease ends, you move into your own space. Your monthly loan payment is roughly what you're paying in rent today. Same money — but now it builds your equity, month after month.

Step 4 — After 9 more years, it's yours. Free and clear. No rent, no mortgage, no landlord. Ever.

And think about what owning actually means day-to-day:

No more moving every few years because the owner changed their mind or raised the price
Renovate, rebuild, redesign — without asking anyone's permission
Every forint you invest in the space stays yours, instead of becoming a gift to the landlord when you leave
The rent you used to pay into someone else's pocket goes into your own

Time passes either way. Ten years from now you'll either have paid 30–40 million HUF in rent with nothing to show for it — or you'll own a fully paid-off, street-front unit one minute from Teréz körút.

Why keep renting when this exists?

The space

91 m², street-front, fully renovated in 2025

New floors throughout, new windows, own water meter

Upgraded electrics (32A, easily expandable to 3-phase), full ventilation, two separate water points

A private ~25 m² section with two separate entrances — split it, sublet it, or run it as a separate unit

Suits a beauty salon, gym or yoga studio, café or small kitchen, office, showroom, webshop storage

Don't read about it. Come and see it.

Top location. Fully renovated. Already producing income. Financing at 3%. A yield uplift already built into the calendar.

Deals with all four of these at once don't stay on the market. Someone else is going to read this and do the math.

Call me today and come see the property — before they do.

All details, photos and floor plan: https://z47.netlify.app